How it works

Loan application requirements

You must meet the following requirements to become eligible to receive a loan:

  • You must be able to show a verifiable source of recurring income payments.
  • You must have a checking account at least one (1) month old with your name printed on the checks.
  • You must be able to be contacted after work.
  • You must be at least 18 years old.
  • You must have a gross income of at least $1,000 per month, or a minimum of $800 per month in Social Security or other benefits income.
  • You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.
  • You must currently receive direct deposit into your checking account.
    Please note: direct deposit is an electronic deposit of payroll or benefits into your checking account

How does work?

Applicable to residents of Utah and Missouri

Applying for a loan is simple. There's no boring paperwork to fill out or endless fiddling with the fax machine. We firmly believe that taking out a loan should be as simple as a telephone call, so we can get to know who you are. All you need to do is create your perfect loan and fill out a few details online. Once we receive them, you'll be contacted by one of our fabulous representatives who will verify your details and approve your loan. We will then transfer the full amount into your account faster than you can say!

  • The whole application process, from start to finish, takes no longer than one hour.
  • Once you apply, a member of the team will call you back within thirty minutes (we don't want to leave you waiting!) After a quick verification check, we will deposit the cash into your bank, usually within the business day.
  • Those new to can request a loan ranging between $100 - $1000 dollars, but after you become a preferred customer, we will happily increase your borrowing capacity in the future.
  • On the selected day of payment, we will transfer the amount into your checking account. Easy!